Office Insurance
The office is a completely different place of work to a construction site for example, and while it may not immediately sound as hazardous, there are many costly and disruptive accidents and problems waiting to happen.
A Constructaquote.com office insurance policy can be tailored to cover you only for the things that are relevant to your business, or just for areas that are currently not covered by your existing insurance. Office insurance cover can include:
- Office Building Insurance. Most offices contain equipment which would be costly to replace such as expensive photocopiers, computers etc. Having office building insurance will cover you if this equipment is stolen or damaged in a flood, fire or other such disaster.
- Employers' Liability Insurance. This is mandatory in the UK for any business that employs staff of any kind (i.e. including temporary and part-time). No matter the size or amount of turnover the business has, each firm that has employees in the UK must have a minimum of £5million employers' liability insurance. To find out more about employers' liability insurance, click here.
- Public Liability Insurance. If you have employees who regularly meet with clients and other members of the public, either in or out of the office, you should seriously consider public liability insurance. If in the course of your business operations you were to injure or damage a member of the public's property, they could make a claim for compensation against you. Public liability insurance will cover you if a claim is made. To find out more about public liability insurance, click here.
Office insurance policies with Constructaquote.com also include employee dishonesty cover included as standard, business interruption insurance up to £25,000, computer breakdown insurance up to £25,000 and personal accident insurance included for all employees.
Please Note: Sterling Safety Training is purely an affiliate of Constructaquote.com, which means we are not responsible for the accuracy of any information on their website, or any transactions that take place between you and them. All text on our website is intended as a guide only rather than professional insurance advice. For this, please contact Constructaquote.com directly.