Pub Insurance
For those running a pub, cocktail bar or wine bar, there are many potential hazards which require different kinds of insurance policies. A Constructaquote.com pub insurance policy saves the hassle of having to obtain all these policies separately (e.g. having to fill out separate lengthy application forms) by bringing all options under one policy. The main types of cover that can be included in a pub insurance policy are:
Building Insurance
This covers your building in the event of damage by fire, flooding or other such risks.
Contents Insurance
This covers the stock and contents of your pub/bar if they are stolen or damaged.
Employers' Liability Insurance
A legal requirement for every business in the UK that employs staff, employers' liability insurance covers you against compensation claims made by your employees in the event of illness or injury caused by unsatisfactory health and safety working conditions.
Public Liability Insurance
Public liability insurance is particularly important for businesses that come into regular contact with members of the public, and pubs and bars certainly come into this category. Public liability insurance covers your business in the event of a claim being made against it by a member of the public suffering injury or damage to their property.
Other optional extras:
A Constructaquote.com pub insurance policy also has the following included:
Please Note: Sterling Safety Training is purely an affiliate of Constructaquote.com, which means we are not responsible for the accuracy of any information on their website, or any transactions that take place between you and them. All text on our website is intended as a guide only rather than professional insurance advice. For this, please contact Constructaquote.com directly.