Retail Outlet Insurance
If you own or operate a shop, pub, takeaway, or indeed any other retail outlet, you will be aware that accidents and theft are probably never too far away, no matter how many precautions you put in place. A Constructaquote.com shop insurance policy can be tailored to suit your business's exact needs and requirements, and can include any or all of the following:
- Public Liability Insurance. This covers your business in the event of a claim being made against you by a member of the public who was injured or had their property damaged by you business and its operations.
- Employers' Liability Insurance. Any business which has employees, even if they are just temporary or pert-time, must have at least £5million employers' liability insurance by law.
- Building Insurance. This covers your building against damage from fire, flood and other such risks.
- Stock and Contents Insurance. Same as building insurance, but covers your stock, equipment, fittings etc. in the event of damage from fire, flooding and other risks.
- Money Insurance. Not only does this cover you if cash is stolen from your establishment, but also includes postal orders, gift vouchers and stamps too!
- Business Interruption Insurance. As well as damaging your premises and your stock, hazards such as fire and flooding can also cause your business operations to be disrupted, leading to a loss of revenue. If your cash flow margin is particularly tight, this can be catastrophic for your business. A Business Interruption insurance policy will cover you for any income lost, as well as for any additional spending incurred during this period.
Why buy insurance from Constructaquote.com?
- Unique policies comparison. Get an online quote in minutes with excellent deals by the top insurance companies.
- Flexible cover. Quotes are flexible and can be adjusted to include the cover relevant to your type of business and its operations, such as frozen goods, legal expenses, goods in transit etc.
- Building Insurance. Cover available for up to £1.5million.
- Stock and Contents Insurance. Cover available for up to £500,000.
- Business Interruption Insurance. Cover available for up to £1million.
- 24-hour helplines. Business emergency advice and assistance (UK based).
Please Note: Sterling Safety Training is purely an affiliate of Constructaquote.com, which means we are not responsible for the accuracy of any information on their website, or any transactions that take place between you and them. All text on our website is intended as a guide only rather than professional insurance advice. For this, please contact Constructaquote.com directly.